Inside Corval Avenue: Principles That Guide Our Lending

Investing often comes down to understanding who you’re working with and the principles guiding their decisions. For over 26 years, Corval Avenue has been a constant presence in Australian real estate lending, providing access to income-generating debt opportunities backed by property.

This article shares our philosophy, investment approach, and what you can expect as we move forward together.

A Long-Term Approach Shaped by Experience

Corval Avenue has been lending continuously since 1999, working across Australia’s capital cities and major regional markets with a focus on the east coast, where our team has “boots on the ground”. During this time, the environment has shifted in many ways. Interest rates and financial markets have moved through different cycles, construction dynamics have evolved, and borrower needs have changed.

Through all of this, our approach has remained steady. We focus on lending responsibly, assessing risk with care and keeping decision-making grounded in detailed analysis rather than short-term sentiment. Our work centres on what many investors value most: consistency in process and a conservative, risk-aware mindset.

Our experienced origination team and independent Credit Committee bring over 175 years of collective industry experience. This expertise spans lending across the full gamut of property cycles and includes in-house skills in:

• Insolvency experience and recovery expertise
• Asset management
• Property development, management and construction

This collective background enables us to assess opportunities through practical insight and a long-term lens.  We also have strong partnerships with external advisors such as lawyers, valuers, quantity surveyors, brokers and real estate agents and maintain active dialogue with a number of peers in the industry to stay abreast of developments.

Our Ownership Structure

Corval Avenue is a joint venture that brings together experience from two established investment organisations: Corval Partners Limited and the Avenue Capital Group. Both shareholder groups are actively engaged in the business, and our team is able to leverage the local real estate expertise of Corval and the global private credit experience of Avenue for the benefit of our investor and borrower clients.

Corval

Corval is an Australian specialist property fund manager with experience managing investments across a wide range of real estate assets. Since 2009, Corval has acquired $4 billion of real estate on behalf of large institutions, family offices, offshore groups and both wholesale and retail investors. 

Avenue Capital Group

Avenue Capital Group is a global investment firm headquartered in New York, with offices across major financial centres including Dublin, London, Hong Kong, Singapore, Sydney, Abu Dhabi and Silicon Valley.

The Values That Shape Our Work

Several core values guide Corval Avenue’s approach. They shape how we review each opportunity and the considerations that guide our decisions.

Transparency

Transparency has been a consistent expectation from our investors and remains central to our communication. Contributory mortgage schemes — such as the Corval Avenue Select Credit Fund — offer greater visibility into the individual loans investors participate in, compared to pooled structures where information is often aggregated at a fund-wide level.

Personal Service

As Corval Avenue operates its own investor registry, clients speak directly with an investor team that understands their portfolio and objectives. We operate as a small and nimble team and senior team members are always available to provide market updates or discuss individual loans. This personalised service is valued by investors seeking direct, informed support from real estate debt and private credit managers.

Integrity and Consistency

A stable approach to lending requires thoughtful judgement, responsible risk assessment and clear communication. These principles have remained present across different market environments and continue to guide our decisions today.

Investors We Work With

Corval Avenue supports a diverse community of investors who share common priorities: transparency, clarity and confidence in how decisions are made.

Our investors include:

• Long-standing SMSF trustees managing retirement-focused portfolios
• People who are still working but who are turning their minds to future retirement and looking for income products
• Family groups investing with younger generations in mind
• Younger people seeking a higher return on their money than offered by the banks, and who can have their money committed for a period of time

A Team Built for Real-World Conditions

Real estate lending involves a wide range of practical considerations, including property cycles, planning processes, construction challenges, legal frameworks, borrower behaviour and recovery pathways. Corval Avenue’s team has worked across each of these areas, allowing us to evaluate opportunities with rigour and informed judgment.

As conditions evolve, including shifts in interest rates, construction costs and sector demand, this practical experience remains essential. It ensures our decisions are informed by real-world insight and supported by a long-term perspective.

Looking Ahead

Corval Avenue reflects more than 26 years of continuous operation and a steady approach shaped by experience. As the environment continues to evolve, our purpose remains clear: to apply disciplined assessment, careful judgement and transparent communication to every decision.

To the investors who have been with us over the years, we appreciate your continued trust. For those learning about Corval Avenue today, we look forward to providing clarity on our approach and how it may support your long-term planning.

If you’re exploring opportunities in this space, you can visit our News & Insights or learn more about the Select Credit Fund.